As a plan sponsor and fiduciary, it's up to you to handle administration, oversee plan management, and make decisions regarding plan assets. If that's not enough, you're also tasked with regulatory compliance and legal liability - not to mention the plan's overall performance.

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We can help. We do more than provide investment expertise - we share the burden of responsibility and our independent team of accredited advisors follow industry best practices for fiduciary governance and when advising clients.

An assumption underlying any voluntary retirement plan is that employees make good financial decisions that they are able to implement. A weakness of this approach is that many of your employees make poor choices, resulting in retirement income that is insufficient to sustain them through retirement. 

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Together we help plan sponsors consider the powerful and positive impacts of behaviorally based programs that "automate" improved saving and investment decisions. These programs have been found to be more effective than traditional educational programs alone.

Our investment services are rooted in proven investment principles, well-documented participant behavior, advances in plan design, and evolving regulatory environment. We're focused on helping you offer a robust investment lineup that suits your organization, and provide participants with the right tools to make sound retirement decisions.

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We advise on the construction of a retirement plan investment strategy, the selection of asset classes within the strategy, and the selection & monitoring of the funds within the investment menu.

It's not just about retirement. Each of your employees bring a unique set of qualities into their workplace - attributes related to family, lifestyle, health, and finances that help shape who your employees are and how they work. As we work to guide employees towards financial freedom, it's crucial to recognize that, for many, saving for retirement isn't their top priority.

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Workers struggle to balance competing financial priorities, and in order to achieve financial wellness, they need help in every phase of life.

The Employee Retirement Income Security Act of 1974 (ERISA) requires retirement plan fiduciaries to ensure that all fees paid out of the retirement plan are reasonable in light of services rendered. Plan sponsors are not required to purchase services from the lowest bidder, but they must be able to demonstrate a deliberate process by which reasonableness of applicable fees is regularly considered.

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We provide plan specific fee benchmarking to assist our clients in meeting the fee reasonableness standard.

As a retirement plan sponsor, you're a fiduciary, which means you are required to follow certain rules and regulations when it comes to managing your plan. Balancing these obligations with your day-to-day responsibilities can be a challenge. We can help alleviate much of the management and investment duties for you, freeing you up to focus on your primary role, whether that be running a small business, or managing an organization with multiple employees and moving parts.